Essential Consulting
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What Are Your Budgeting Percentages?
Are you budgeting 50/30/20, 60/20/20, 70/20/10, or not budgeting at all? These are three common budgeting frameworks. Each allocates percentages of your income to different categories: necessities, wants, and savings/investments respectively. However, the best fit depends on your individual financial situation and goals. That all sounds like a prudent approach…
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National Financial Literacy Month
Absolutely! National Financial Literacy Month, observed in April, is indeed a crucial initiative aimed at promoting financial education and empowering individuals to make informed financial decisions. During this month, various organizations, government agencies, and financial institutions typically conduct educational programs, workshops, and outreach campaigns to enhance public understanding of topics…
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Keep Your Finances Organized
Keep Your Finances Organized: Create a Budget, Forecast a Goal, Document Management. Let’s break down each of these tasks: Remember, consistency is key when it comes to managing your finances. Make it a habit to review your budget regularly, track your progress towards your goals, and keep your financial documents…
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Bookkeeper for Small Businesses
Small businesses need a bookkeeper for several important reasons: In summary, small businesses need a bookkeeper to maintain accurate financial records, ensure compliance with tax regulations, provide financial insights, save time and costs, assist in financial planning, manage cash flow effectively, and reduce the risk of errors and fraud. Hiring…
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